SuretyPH

Inquiries and supporting documents submitted through SuretyPH may be referred to the applicable participating insurer for evaluation. Submission does not constitute approval or issuance of a surety bond. Applications are subject to the insurer's requirements, evaluation, underwriting, terms, conditions, and approval.

Bond Product

Warranty Bond in the Philippines

Defects liability security covering the warranty period after project completion.

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Overview

A warranty bond, sometimes called a guarantee or defects liability bond, answers for structural or workmanship defects discovered during the warranty period following final acceptance.

For public works the warranty period and the acceptable form of security are set by the procuring entity and the contract.

Purpose

  • Secures repair or rectification of defects after turnover.
  • Supports the release of retention money held by the obligee.
  • Provides the obligee recourse without litigation against the contractor's assets.

Who needs this bond

  • Contractors completing infrastructure or building works
  • Suppliers of equipment with warranty obligations
  • Fit-out and specialty trade contractors on turnover

Typical requirements

  • Accomplished bond application with obligee and contract details
  • SEC or DTI registration, Articles of Incorporation or business permit
  • BIR Certificate of Registration and latest tax return
  • Audited financial statements for the last two to three years
  • Valid government IDs of signatories and board or partnership authority
  • Copy of the obligee's bond requirement, invitation to bid, or contract
  • Certificate of completion or final acceptance
  • Statement of the required warranty period

Final requirements depend on the obligee and the issuing insurance company. See the full requirements guide.

Bond request and insurer process

  1. Step 1

    Submit a bond request

    Open a bond request in your SuretyPH portal and enter the obligee, contract, and bond details.

  2. Step 2

    Upload requirements

    Follow the guided checklist and upload each document securely to your transaction file.

  3. Step 3

    Pre-assessment

    We review the file for completeness and refer it to a participating licensed insurance company.

  4. Step 4

    Insurer evaluation and quotation

    The insurer evaluates the submission and provides a quotation covering premium, fees, and any collateral requirement.

  5. Step 5

    Payment and issuance

    Once the quotation is accepted and the premium settled, the insurer issues the bond for release or delivery.

Frequently asked questions

How long is a warranty bond issued for?

It follows the contractual warranty or defects liability period, commonly one year for buildings and longer for certain structures.

Can it replace retention money?

Only if the obligee accepts a surety bond in lieu of retention. Check the contract terms first.

Related bonds and guides

Many projects require more than one security. Compare a performance bond in the Philippines, a advance payment bond in the Philippines and a bid bond in the Philippines, or browse every Philippine surety bond type to confirm which security your obligee requires.

SuretyPH is a digital platform for surety bond information, inquiries, requirements and request tracking. It does not underwrite, approve, bind, issue, or guarantee any insurance policy or surety bond. Evaluation, underwriting, approval, pricing and issuance are undertaken by the applicable licensed insurance company.